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About Us

Canada’s Digital Bank. Built for You

About Royal-Bank
Canada’s Digital Bank for Everyone

Born in Toronto. Built for the North.
We’re redefining banking with security, speed, and a true Canadian spirit.

Meet our
Leadership

Aisha Patel

Head of Customer Success
From TD. Ensures every voice is heard.

Liam O’Connor

Chief Compliance Officer
Ex-OSFI. Keeps us CDIC-strong.

OUR MISSION & VALUES

Our Promise No hidden fees. No borders. Just banking that works.

To make banking simple, secure, and truly Canadian — for every province, every person.

Debt Assistance

Get Out of Debt — Faster, Smarter. Consolidate high-interest debt into one low-rate loan (from 6.99% APR).

  • Free debt analysis in 2 minutes
  • No prepayment fees
  • CDIC-insured balance transfers

Investment Planning

Grow Wealth. Your Way. Build a custom portfolio with AI + human advice.

  • Start with $100
  • RRSPs, TFSAs, FHSAs — auto-optimized
  • 0.5% robo-fee | ESG & Canadian fun

Retirement Planning

Retire Rich. Retire Canadian. Secure your future with tax-smart savings and guaranteed income.

  • RRSP matching up to 5%
  • Annuities & GICs from 4.2%
  • Free retirement calculator

Analysis & optimization

Know Your Money. Grow It Smarter. Get real-time insights and AI-powered tips to optimize every dollar.

  • Spending breakdown by category
  • Auto-savings triggers (round-ups, bill cuts)
  • Tax & investment optimization (RRSP/TFSA max-out alerts)
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